A member may apply to borrow from Fusion Credit Union four weeks after joining.

Members may make an application in person by visiting a collection point, on the phone, or by email: loans@fusioncreditunion.co.uk.

You will normally be asked to provide proof of your income on your application.

Fusion uses, in the first instance, a member’s track record of savings and borrowing when assessing loan applications. 

In line with normal lending practices the credit union also uses a credit reference bureau to conduct credit searches.