One of the unique benefits of the credit union is that it provides insurance protection on loans up to a maximum of £10,000, for members aged between 18 and 69 years old.

This protection is provided at no extra cost, and means that should a borrower die, the cost of their outstanding loan balance will be settled.

As with all insurance cover, there are some exclusions with regard to pre-existing medical conditions. Full details are available on request.