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The important bits:
Lending is subject to meeting the criteria set out by Fusion Credit Union.
You must have access to a bank account and set up a standing order before you get your loan.
Interest rates are typically 3% per month. We offer interest rate reductions for people who have paid off one loan and come back for a second.
We will agree a regular repayment which we both think you can afford. Unlike many other lenders, there is no penalty for early repayment with Fusion Credit Union.
You will need to be a member of Fusion Credit Union. There is a £2 joining fee.
All members of Fusion Credit Union are expected to be savers with us. Minimum savings usually start at £1 per week.
Fusion Credit Union Ltd is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No. IP00717C.
Registered Office: Jigsaw, 72 Dimbles Lane, Lichfield, WS13 7HL