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The important bits:

Lending is subject to meeting the criteria set out by Fusion Credit Union.

You must have access to a bank account and set up a standing order before you get your loan.

Interest rates are typically 3% per month. We offer interest rate reductions for people who have paid off one loan and come back for a second.

We will agree a regular repayment which we both think you can afford. Unlike many other lenders, there is no penalty for early repayment with Fusion Credit Union.

You will need to be a member of Fusion Credit Union. There is a £2 joining fee.

All members of Fusion Credit Union are expected to be savers with us. Minimum savings usually start at £1 per week.

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Are you in receipt of Child Benefit ?

Specialist Volunteers Required

Fusion Credit Union require assistance with volunteers with following special talents:

Administration – to re-organise and streamline the various paper documents needed to run the Fusion Credit Union in an efficient manner.

Photography – we are looking for an amateur photographer who would be willing to take photographs around the District and items relevant to the work of Fusion Credit Union that we may use in publicity material.

IT – There is a requirement for a volunteer with knowledge of various softwares and operating systems to be able to come and assist and trouble shoot the Fusion Credit Union computer systems on an occasional basis.

Credit Committee – to assist the Credit Committee in interviewing applicants for loans and subsequent administration.

If you have a few hours to spare please contact Fusion Credit Union